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A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
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Miami [b] is a coastal city in the U.S. state of Florida and the county seat of Miami-Dade County in South Florida.It is the core of the Miami metropolitan area, which, with a population of 6.14 million, is the second-largest metropolitan area in the Southeast after Atlanta, and the ninth-largest in the United States. [9]
The United Federation of Teachers (UFT) is the labor union that represents most teachers in New York City public schools. As of 2005 [update] , there were about 118,000 in-service teachers and nearly 30,000 [ 2 ] paraprofessional educators in the union, as well as about 54,000 retired members.
The New York Times reported some of the causes and consequences of higher black unemployment in February 2018: "Even at the low of 6.8 percent recorded in December [2017] — it climbed back to 7.7 percent in January — the unemployment level for black Americans would qualify as a near crisis for whites. And the relative gains have not erased ...
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Retirement System Establishing Legislation Plans Administered State Employees’ Retirement System: Michigan Public Act 240 of 1943 [6]: Defined Benefit