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  2. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009. It is a comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other ...

  3. Sleep tracking - Wikipedia

    en.wikipedia.org/wiki/Sleep_tracking

    People can track their sleep through smartphones with consumer sleep-tracking apps, wearable devices, or a combination or both consumer sleep-tracking apps and wearable devices. Consumer sleep-tracking devices such as smartphones and activity trackers were developed primarily for the use of consumers, not for clinical use or research. [12] In contrast to polysomonographies and actigraphies ...

  4. Structuring - Wikipedia

    en.wikipedia.org/wiki/Structuring

    Structuring, also known as smurfing in banking jargon, is the practice of executing financial transactions such as making bank deposits in a specific pattern, calculated to avoid triggering financial institutions to file reports required by law, such as the United States' Bank Secrecy Act (BSA) and Internal Revenue Code section 6050I (relating to the requirement to file Form 8300). Structuring ...

  5. Nolan Chart - Wikipedia

    en.wikipedia.org/wiki/Nolan_Chart

    Simplified Nolan Chart Differing from the traditional left–right distinction and other political taxonomies, the Nolan Chart in its original form has two dimensions, with a horizontal x-axis labeled "economic freedom" and a vertical y-axis labeled "personal freedom". It resembles a square divided into five sections, with a label assigned to each of the following sections: Bottom left ...

  6. California Insurance Code - Wikipedia

    en.wikipedia.org/wiki/California_Insurance_Code

    The California Insurance Code are the codified California laws regarding insurance. The code not only covers requirements for home, auto, medical and business insurance policies, but also covers the licensing of bail bond agents, workers' compensation, motor club services, and other related business types. Topics include: classes of insurance, code provisions governing the insurance ...

  7. The IRS Tapes: Who'll Buy My Memories? - Wikipedia

    en.wikipedia.org/wiki/The_IRS_Tapes:_Who'll_Buy...

    The IRS Tapes: Who'll Buy My Memories? is the 39th studio album by American country and western singer Willie Nelson. The album, featuring only Nelson and his guitar, was released by Sony Music in 1992 to pay Nelson's tax debt with the IRS.

  8. Consumer credit risk - Wikipedia

    en.wikipedia.org/wiki/Consumer_credit_risk

    Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc. (the latter two options being forms of unsecured banking credit).

  9. Federal Trade Commission - Wikipedia

    en.wikipedia.org/wiki/Federal_Trade_Commission

    The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) antitrust law and the promotion of consumer protection. It shares jurisdiction over federal civil antitrust law enforcement with the Antitrust Division of the U.S. Department of Justice. The FTC is headquartered in the Federal Trade ...

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