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The Central Provident Fund Board (CPFB), commonly known as the CPF Board or simply the Central Provident Fund (CPF), is a compulsory comprehensive savings and pension plan for working Singaporeans and permanent residents primarily to fund their retirement, healthcare, and housing [3] needs in Singapore.
In a traditional 401(k) plan, introduced by Congress in 1978, employees contribute pre-tax earnings to their retirement plan, also called "elective deferrals".That is, an employee's elective deferral funds are set aside by the employer in a special account where the funds are allowed to be invested in various options made available in the plan.
The collective retirement savings plans (plan d'épargne pour la retraite collectif) were introduced by François Fillon in 2006. They are company plans that enable employees to get tax credits when they contribute to these funds. Employee contributions are strictly regulated.
Though retirement was viewed by some as an essential adjustment, many among the older populace resisted the idea of retirement. [1] By 1935, the idea of paying older persons a pension sufficient to get them to quit working became widespread. A Californian, Francis Townsend, proposed a plan offering compulsory retirement at age 60. In return ...
A registered home ownership savings plan (RHOSP, French: Régime enregistré d'épargne-logement, REÉL) was a federal tax-deferred savings plan intended to encourage home ownership in Canada. Functioning
A qualified domestic relations order (or QDRO, pronounced "cue-dro" or "qua-dro"), is a judicial order in the United States, entered as part of a property division in a divorce or legal separation that splits a retirement plan or pension plan by recognizing joint marital ownership interests in the plan, specifically the former spouse's interest in that spouse's share of the asset.
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